Todd's Blog

Let's Reinvent Financial Education

Uncategorized Apr 02, 2020

I hope you, your family and friends are doing well in this unprecedented time. In this short video, I share that I believe NOW is the time to reinvent financial education like never before.



The last thing I want to do is sound shallow about speaking about money when a return to health is the top priority around our globe. But I teach money and money is on the mind of millions of Americans. 

Assuming you're within the 18-29 year old market that I primarily serve you may be wondering what do now with your money. Are you starting to doubt your dreams or goals with what we're seeing in the media?  

Well, don't fret!  I believe we need to flip the switch on teaching wealth creation as an integral part of an overall financial education that seems to be hung up on debt management.  

Be sure to check out our flagship training Do Money Differently at www.youngmoneyuniversity.com to help you begin to live a life that fits your dreams. 

Here to help...

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Are You Part of the 37%?

Uncategorized Mar 03, 2020

In this short money tip video, I share my strong opinion as to why only 37% of people under the age of 35 are invested in stocks. Wow!   



Crazy but true. According to a 2018 Gallup survey, only 37% of people under the age of 35 own stocks.   

I believe it's because of good old fashioned fear and lack of knowledge.  And that's a shame.   

Ownership of stock gives anyone, regardless of their background, the best chance to reach long term goals and a life of less financial stress.   

Be sure to check out our flagship training Investing Made Easy at www.youngmoneyuniversity.com to help you begin to live a life that fits your dreams. 

Here to help you DO MONEY DIFFERENTLY.

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Why Isn't Everyone Doing This?

Uncategorized Feb 25, 2020

In this short money tip video, I discuss the following question I'm getting a lot lately on my speaking tour about the 5 Powerful Steps to Financial Success

WHY ISN'T EVERYONE DOING THIS?  



I continue to be humbled by the enthusiasm many 18-29 year olds exude when they hear me present the 5 Powerful Steps to Financial Success on the YMU Tour.     

You can almost see the light bulb turn on in so many brains in the room or auditorium where I speak. "Wait, then why isn't everyone doing this?"

The answer: it boils down to a PERSONAL CHOICE.   

That's it.  

It's fun to share real hope to anyone of any background that they can reach goals and dreams if they simply CHOOSE to dream, save, spend, invest and give money differently

I hope the light bulb comes on for you so you can make a similar choice to reach your goals and dreams. I'd love to help. 

For further guidance to help you begin living a life that fits your dreams check out our flagship...

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Name Your Cash Each Month or Good Luck

Uncategorized Feb 19, 2020

In this week's short money tip video I share how super important it is to name your cash before each month begins.  

Remember, you have to know the real statistics. USA Today discovered last year that nearly 65% of Americans are still living paycheck to paycheck.   Even as the U.S economy is kicking butt.    

In my Step 3 - Spend Money Differently - its critical for you to give each dollar of your monthly income a name BEFORE the month starts.   

Otherwise, you're prone to spending recklessly wondering where all your money went at the end of the month.  

For further guidance to help you begin living a life that fits your dreams check out www.youngmoneyuniversity.com

Here to help you DO MONEY DIFFERENTLY.

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Get Short Term Wins First

Uncategorized Jan 21, 2020

With the start of the new year and decade (wow) many of you are fired up to accomplish some big goals in 2020. I know I do. We hope to have one of our best years ever - whether its related to health, our money or other personal goals you want to reach.

In my short video above I want to caution you to not set really big goals without getting short term wins first - especially in the area of changing your behavior with money.

Here to help you DO MONEY DIFFERENTLY!

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Real Change from the Young Money U Tour

Uncategorized Oct 31, 2019
 

I've been asked by many the last few weeks how the Young Money University fall 2019 speaking tour has been going.   My answer is "fantastic and maybe the best ever".   

Can't believe I've presented on 700+ campuses in 42 states over the last ten years. 

We continue to be grateful for the tour sponsorship from Mountain America Credit Union  in the states of AZ, ID and UT.  Mountain America  has an aligned mission with our company and wonderful leadership top to bottom.  I'm a big fan of credit unions. 

Watch the short video with Johnny.  He's a mid 20's grad student at BYU who's heard me speak five times (yes five) over the last couple of years.  

He's one of many taking action on the simple yet powerful 5 steps to financial success platform that I speak from. 

With the holiday season and 2020 around the corner we'd love to help you do money differently and have a new belief about your future.   

Be sure...

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Break the Chains of Poverty

Uncategorized Oct 28, 2019
 

A couple of weeks ago a friend of mine invited me to attend a University of Cincinnati football game against 15th ranked University of Central Florida.  The game was on ESPN and the atmosphere had tremendous buzz.  A parachutist held a large American flag all the way down to his landing on the field immediately after the singing of the national anthem.   This added to the feverish buzz and applause of 35,000+ fans in attendance. 

Less than 30 minutes into the game I was introduced to one of the pre-game parachutists and he asked me what I did for a living.  He broke into a big smile after telling him I teach younger generations to do money differently including how to invest.   He shared that he meets with a few inner city teenagers once a week to teach them how to save and invest.   I returned a big smile.

He firmly believes that teaching saving and investing to the marginalized will reduce poverty across this country.  I...

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Investing in Stocks is Not Scary (Just the Opposite)

Uncategorized Oct 14, 2019
 
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Ditch Financial Literacy

Uncategorized Oct 08, 2019
 
Few people are going to show up for a financial literacy workshop or take an online financial literacy course.   That sounds like a job, work and frankly not fun at all.   It may also give people the impression that they're not smart (illiterate) which also is a big "no thank you".  
 
Rather, people (young and old) are likely going to respond to words like "financial success" in any product, service or free workshop aimed at helping them reach personal goals and dreams.   
 
Cuz we're all wired to want to be "successful" at something.  
 
Along this line, if you're tired of doing money your way and looking for something super relevant and actionable check out what we're doing.
 
We're continuing to help people like Cole, Emily, LeAndre, and Brian all across the country (just to name a few) get on real money system so they can begin living life differently which is super fun. 
 
Here to help...
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A New Way to Look at FEAR

Uncategorized Oct 03, 2019
 

In this week's video post I share my thoughts on how to overcome a lot of unfounded fear in our lives.

What does overcoming fear have to do with financial success and living a life that fits your dreams? EVERYTHING!

Take a listen and see if this resonates with you.

And by the way, if you have not checked out the launch of our new digital trainings from Young Money University at www.youngmoneyuniversity.com I think you're going to like what you see.

All about helping you DO MONEY DIFFERENTLY.

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